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Free Terms and Conditions Generator

Create a customizable Terms and Conditions agreement for websites, SaaS products, ecommerce stores, and mobile apps. Add the details that matter—jurisdiction, payments, subscriptions, refunds, acceptable use, IP rights, disclaimers, limitation of liability, and termination—then export a clean, ready-to-paste T&C page.

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Terms and Conditions

Your Terms and Conditions will appear here...

How the AI Terms and Conditions Generator Works

Get results in seconds with a simple workflow.

1

Enter Your Business Basics

Provide your business/site name (optional), business type, and jurisdiction (optional). Add a contact email so users know where to reach you for support or legal notices.

2

Select What Applies (Accounts, Payments, UGC)

Choose whether you offer user accounts, accept payments, run subscriptions, or allow user-generated content. Add your refund policy and prohibited uses to tailor the agreement.

3

Generate, Review, and Publish

Generate your Terms and Conditions, then review for accuracy, align with your actual product flows, and publish on a dedicated /terms page with links in your footer and checkout/signup flows.

See It in Action

Example showing how a generic, unclear clause can become a clearer Terms and Conditions section (still a draft for review).

Before

We are not responsible for anything that happens when you use the website. We can stop your access at any time. Purchases are final.

After

Limitation of Liability: To the maximum extent permitted by law, the Service is provided “as is” and “as available.” We will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service.

Termination: We may suspend or terminate your access if you violate these Terms or misuse the Service.

Refunds: Refund eligibility, timelines, and exceptions are described in the Refund Policy section of these Terms (or our posted refund policy).

Why Use Our AI Terms and Conditions Generator?

Powered by the latest AI to deliver fast, accurate results.

Website, SaaS, Ecommerce & App Terms

Generate Terms and Conditions tailored to your business type—content site, SaaS subscription, ecommerce store, marketplace, or mobile app—with the clauses users expect to see.

Key Legal Sections Included (Draft-Ready)

Includes essential T&C sections such as account responsibilities, acceptable use, IP rights, user content rules, payments, refunds, disclaimers, limitation of liability, termination, and governing law—based on your inputs.

Plain-English, User-Friendly Formatting

Produces clear, readable Terms and Conditions that are easier to understand—helpful for user trust, onboarding, and reducing disputes—while keeping a professional legal tone.

Customizable Payments, Refunds & Subscriptions

Add billing, renewals, cancellations, and refund terms for paid products—ideal for SaaS, ecommerce, and digital services where payment terms must be explicit.

Publish-Ready Output (Copy/Paste)

Get a clean, structured Terms & Conditions page you can paste into your website CMS, privacy policy generator workflow, or legal pages section.

Pro Tips for Better Results

Get the most out of the AI Terms and Conditions Generator with these expert tips.

Match terms to real product behavior

If you offer trials, auto-renewals, or account termination, make sure the terms match what your product actually does (billing timing, cancellation steps, access removal). Mismatches create disputes.

Add a clear refunds section (reduce chargebacks)

Chargebacks often happen when policies are unclear. Include a simple refund eligibility rule, timelines, and contact method—especially for SaaS and digital products.

Publish Terms in high-intent locations

Link your Terms and Conditions in the website footer and surface them at account signup, checkout, and subscription purchase screens to strengthen enforceability and user clarity.

Handle UGC with moderation and licensing language

If you allow reviews or uploads, include prohibited content rules, reporting/contact steps, and a license to display user content—while respecting user rights and platform requirements.

Use consistent names across legal pages

Use the same entity name (company, site, product) across your Terms, Privacy Policy, and Refund Policy to avoid ambiguity—especially if you operate multiple brands or domains.

Who Is This For?

Trusted by millions of students, writers, and professionals worldwide.

Create Terms and Conditions for a new website before launching
Generate SaaS Terms of Service including subscriptions, billing, and cancellation language
Draft ecommerce Terms and Conditions with shipping, returns, and refunds
Add acceptable use rules to reduce spam, abuse, and prohibited activity
Define user account responsibilities, security, and termination rules
Set user-generated content (UGC) rules for reviews, comments, or uploads
Create a basic legal page set for SEO-friendly site structure (Terms, Privacy, Refund Policy)
Update outdated Terms and Conditions to match new features like paid plans or accounts

Terms and Conditions Generator: How to Create Website Terms of Service (T&Cs) That Match Your Business

A Terms and Conditions page (also called Terms of Service or Terms of Use) sets the rules for how people can use your website, app, or online store. It’s one of the most common legal pages online—right alongside a Privacy Policy.

This free Terms and Conditions generator helps you draft a clear, structured agreement you can publish quickly, then review and tailor to your real product flows.

What Terms and Conditions Should Include (Core Sections)

Most Terms and Conditions templates include:

  • Acceptance of terms (how users agree)
  • Accounts and user responsibilities (if you allow signups)
  • Acceptable use / prohibited activities (spam, abuse, scraping, unlawful use)
  • Intellectual property (your content, trademarks, software)
  • User-generated content rules (if you allow reviews, comments, uploads)
  • Payments and billing (if you sell products/services)
  • Subscriptions and renewals (for SaaS)
  • Refunds and returns (for ecommerce and paid services)
  • Disclaimers and limitation of liability
  • Termination (when you can suspend accounts)
  • Governing law / jurisdiction
  • Contact information

The right mix depends on your business type. A content site needs different terms than an ecommerce store or subscription SaaS.

Terms of Service for SaaS vs Ecommerce vs Basic Websites

SaaS / Subscription Terms

If you offer recurring billing, your Terms should clearly explain:

  • billing cycle and renewal
  • trial periods (if any)
  • cancellation steps and timing
  • access changes after non-payment
  • service availability and support expectations

Ecommerce Terms

If you sell physical or digital products, your Terms often cover:

  • order acceptance and pricing
  • shipping and delivery
  • returns and refunds
  • chargebacks and fraud prevention

Basic Website Terms

For simpler sites, focus on:

  • acceptable use
  • intellectual property
  • disclaimers
  • limitation of liability
  • contact details

SEO Tip: Where to Publish Terms and Conditions

From an SEO and trust perspective, publish Terms and Conditions at a clean, crawlable URL like:

  • /terms
  • /terms-and-conditions
  • /terms-of-service

Then link it in your footer and in high-intent flows like signup and checkout. While Terms pages typically don’t rank for competitive keywords, they support a trustworthy site structure and reduce user friction.

Best Practices (So Your T&Cs Actually Match Reality)

  • Make sure billing terms match your checkout and subscription settings.
  • Keep prohibited uses aligned with what you actively enforce.
  • If you allow UGC, define moderation and takedown expectations.
  • Use consistent naming across Terms, Privacy Policy, and Refund Policy.

Important Note

This generator produces a draft template. Laws and requirements vary by location and business model—review and customize before publishing, and consult an attorney if you need jurisdiction-specific coverage.

Frequently Asked Questions

Terms and Conditions (also called Terms of Service or Terms of Use) are the rules that govern how users can access and use your website, app, or service. They typically cover acceptable use, accounts, payments, refunds, intellectual property, disclaimers, limitation of liability, and dispute-related terms.

Many websites benefit from Terms and Conditions, especially if you have user accounts, paid features, subscriptions, user-generated content, or any risk of misuse. Terms help set expectations and can reduce disputes by clearly defining permitted use and limitations.

No. This tool generates a draft Terms and Conditions template based on the information you provide. You should review it and, if needed, consult a qualified attorney to ensure it fits your business model, jurisdiction, and legal requirements.

Yes. Choose the SaaS/Subscription mode and include your subscription details and refund policy. The generator can include terms for billing cycles, renewals, cancellation, and access limitations based on your inputs.

Yes. If you provide your refund/return policy, the generator will integrate it. If you leave it blank, it can include a generic placeholder-style clause that you should review and tailor to your actual policy and local laws.

Often, yes. If your website or app collects personal data (analytics, contact forms, accounts, payments), a Privacy Policy is typically required or strongly recommended. Many sites publish Terms and Conditions alongside a Privacy Policy and Cookie Policy for complete legal coverage.